Corporate Bank Account Opening in Dubai

Dubai is one of the leading international financial centres and among one of the fastest growing cities in the world, this naturally makes it the hotspot for corporate banking.

Dubai’s stable financial market, strong bank secrecy and low regulations makes it a preferred city for banking over other financial centres.

At Innovative Zone, our in-depth knowledge of banking and our excellent relationship with most of international as well as local banks has helped hundreds of our clients open a corporate bank account successfully in Dubai, Abu Dhabi and all other emirates.

What do you need to open a corporate bank account?

  • All the original documents of the company (COI, MOA, License etc.)
  • Passport copy shareholders and signatories (in case of corporate shareholding – document of parent company till the passport copy of UBO)
  • Copy of UAE visa (resident or visit)
  • Signatories to be presented in Dubai and to sign forms in banker’s presence

Banks may also ask for the following:

  • Last 6 months bank statement of shareholders
  • Customary KYC (Know Your Customer) questions

What are the banking benefits in UAE?

  • Easy international access
  • High level of secrecy
  • Attractive interest rates
  • Zero taxation
  • Easy transfer of funds
  • Flexible investment period
  • Non-restrictive banking options
  • Asset management
  • Dedicated relationship manager
  • Phone and online banking

Innovative Zone helps small, medium and large companies as well as entrepreneurs in company formation and introduction of Bankers for bank account opening. We take care of all business requirements of our clients and assist them with company incorporation in preferred jurisdiction, from start till end. Business development team from Innovative Zone works towards limiting our clients’ liabilities, and ensuring that their assets are protected with free money repatriation and nil taxation, thereby ascertaining their business growth.

FAQs for Bank Account Opening

Is it compulsory to deposit a capital in the bank for opening a company?

This used to be mandatory but not anymore. Capital deposit requirement has been waived by most of the licensing authorities/registrars in the UAE, except a couple of licensing authorities (like DMCC free zone, Abu Dhabi Department of Economic Development).

Do the banks issue a debit/credit card after the company bank account has been opened?

Mostly not; but a few banks will issue a debit card if it is a singly owned company. Same with a credit card; most banks do not give credit cards. But a few will give it against a deposit.

Do banks in the UAE give cheque books for an offshore company bank account?

No.

Can one open a multi-currency account in the UAE?

Yes; companies in the UAE can have accounts in different currencies like AED, USD, Euro, GBP, CHF etc.

Is an offshore company eligible for L.C.?

Offshore companies are not eligible for L.C. (letter of credit) or any other credit facilities from the banks.

What is the minimum balance required?

These days, most banks do not have a minimum balance policy. The balance requirements are kept in the form of monthly average balance. Some banks have the minimum monthly average cap as low as AED 25,000 or equivalent amount in any other currency. At Innovative Zone , we assist our clients with all matters related to opening a corporate bank account in Dubai, including preparing the bank account application forms and attending the bank interview on your behalf. We also assist with opening an offshore bank account. For more information, contact us today!

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